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When one of my clients announced they wanted to retire at 55, my main concern was how they’d fill all their spare time once they’d left the workforce. 

2022 has been a whirlwind. After two years of having our lives turned upside down by Covid-19, it's almost a relief to go back to the usual pre-March 2020 worries.

Whenever I think about cryptocurrency, I think about sitting exams as a teenager.

According to Rightmove, the average purchase price in Birmingham is now £257,000 and the average deposit is around £39,000. When you consider the average graduate salary is £32,000, it's easy to see why so many young people are struggling to buy. 

For decades, people have been fed a series of untruths about how financial markets work in search of quick and short-term sales. But investing isn’t as complicated as it seems.

I have two boys, Otto Barnaby and Charlie Cecil, and it’s wonderful to see them grow and develop over time. 

Commodities are volatile, cryptocurrencies have crashed and the cost-of-living crisis is causing panic around the world. With economic uncertainty affecting portfolios, mortgages and job security, most people are likely to be affected in one way or another.

For many people, wealth is about having millions in the bank, an extensive property portfolio and the freedom to do whatever they want. 

I recently returned to London after a 6-week family trip to New York and then Costa Rica.