A guide to using Zoom

Regardless of how we ponder time—narrated through personal stories, theoretically, through a child’s eye or literary rhetoric—it remains one constant that never changes. But our perceptions and ideas certainly can and do change, especially when it comes to the relationship between time and money.

Many people assume they’ll achieve financial peace once they’ve saved a year-long emergency fund, paid off their mortgage, or have £1m in their stocks and shares ISA. Yet anxiety about money can occur no matter how much of it you have.

You might have heard the terms bull and bear markets, but where do they come from?